Is it possible to borrow money without credit costs ? It sounds quite fantastic and seems impossible. Banks, savings and credit unions, non-bank companies, that is, all lending institutions also have to earn, do not act charity, but commercially and expect profits. However, non-bank companies often propose ” first loan for free ” promotions. This is mainly aimed at attracting new people. Such a catchy slogan has the chance to bring new loyal customers to the company or take away their competition, including banks. Can anyone take advantage of a free cash loan? What conditions must be met to receive it? An assessment at http://www.ticklekitchin.com/the-secret-to-being-a-prosperous-business-owner/
Only for new customers
Non-bank loans are a service that has been growing rapidly in the last few years and is enjoying growing popularity. Non -bank companies give loans without certificates for a short time, which makes them more convenient for many customers. Apart from time, their great advantage is a simple way to apply for it and receive money, especially in comparison to a bank loan, the receipt of which is time-consuming and requires extensive documentation.
A lender outside the banking sector does not have to check the financial history of the client at Retrodatabase before issuing a decision on granting or not granting the loan. In addition, it is not necessary to calculate the creditworthiness of the clients by the companies, although the basic calculations are able to carry out the computer system used by them.
Thanks to such simplifications, the process of granting and withdrawing money may take no more than a dozen or so minutes from the moment of submitting the application for a quick non-bank loan. What’s more, in many non-bank companies you can take advantage of the promotion called – the first loan for free.
It is a promotion addressed mainly to people who have not previously had contact with the loan company’s offer and have not used its services. Such a good offer is to encourage this.
What do you have to do to get a free loan?
Only new clients can count on a free loan in a non-banking company. If they have not made any commitments in a given institution, then they have a chance to receive a favorable proposal. It is associated with the willingness of loan companies to promote their business. The better the promotion at the start, the more customers can attract.
In order to get a loan, the customer must meet the requirements that the loan company puts in front of the borrowers. First and foremost, the client must be a person who is already 18 years old and has full legal capacity. In some companies, the age limit is from 20 to 60 years, because not every company wants to borrow too young or too old.
If you meet the basic requirements, then you can go to fill the application, depending on your convenience – online or traditionally. It must be completed in its entirety, without gaps. One of the important information that needs to be provided in the application is the amount of monthly income. You can not falsify this information and you can not hide your financial obligations because they are submitted under criminal law. If they prove a lie, the client may suffer serious consequences.
The information submitted by the borrower and any necessary documents, e.g. evidence, constitute the basis for issuing the loan decision by the loan company. After verifying the credibility of the information provided by the client and his identity, a decision is made to pay the loan. Before transferring the full amount to his bank account, it is necessary to transfer the symbolic amount of 1 groszy, by the customer to the account of a non-bank company. This is to confirm the number of his account so that there is no error.